Frequently Asked Question

Mokshapay offers lenders a unique opportunity to expand reach, diversify revenue and reduce risk through a tech-first, customer-centric platform.

You can borrow between ₹5,000 and ₹2,00,000 depending on your profile.

Rates start from 10% per annum, based on your credit score and risk profile.

Once approved, the amount is disbursed directly to your bank account within minutes.

Photo ID Proof: PAN card and Aadhaar card
Salary Proof: Salary slip or the latest bank account statement showing the salary credited into the account.
Permanent Address Proof: Passport/driver’s licence/utility bill showing your name/voter ID card.
Photo Proof: Your selfie

Yes. Timely repayment builds your credit history and improves your CIBIL score.

No hidden charges. All fees like processing fee, interest and late payment charges (if any) are clearly shown before disbursal.